6 Reasons Why You Should Have a Personal Budget Calendar
Many people are familiar with budgeting, providing a roadmap for spending habits. While there are many ways to budget, one standout tool is the personal budget calendar, which helps track your income and expenses spread over days, weeks, and months. Personal budget calendars help you plan and control spending, resulting in financial confidence. Here are six reasons why having a
What Is the Beige Book and Why Should You Care?
The Federal Reserve System, also referred to as The Fed, holds a vast influence on the U.S. and global economies. One of the lesser-known but impactful tools is the Fed’s Beige Book. But what exactly is the “Beige Book,” and why should you care? The Beige Book is a report published by the Federal Reserve eight times a year. The report
The Best U.S. Cities to Enjoy Retirement
As retirement approaches, the prospects of laid-back lifestyles, and endless leisure time. These best cities to enjoy retirement allow for the opportunity to shift from a fast-paced urban life to a more relaxed, quiet community may become appealing. Check out these 10 Best Cities to enjoy retirement. For many, planning for retirement is about confidence and finding a suitable place
6 Tips to Help You Save on Summer Travel
If you love to travel, summer is a great time to do so and have new experiences near home or far away. As you plan, remember to budget for travel expenses and look for ways to save during the peak summer travel season. Here are some tips to help you save on summer travel: #1- Create a travel bucket list.
Insurance Awareness Day: Time to Assess Your Risk
Insurance Awareness Day, recognized on June 28th, is a great time to review your insurance coverage and assess your risk. Insurance is a means of protecting your assets against premature liquidation and protecting yourself and your loved ones. It may be possible to strengthen your current insurance coverage or purchase new coverage. The insurance review and planning process is unique
Smart Ways to Prepare for Next Year’s Taxes
The financial decisions you make between now and the end of the year can significantly impact how much taxes you will have to pay once tax day arrives. There are things you can do now to help prepare for next year’s taxes. If you take action by December 31st, you may reduce your tax burden and keep more of your
Strategies to Help Your Kids Save for Retirement
Helping your kids save for retirement starts with financial education and discussing the importance of saving for their future. But, besides financial education, there are strategies that you can implement for them at a young age. The strategies can help them get a head start on their retirement savings. Here are two strategies for saving for retirement that may be
What to Know About Today’s Credit Card Interest Rates
Credit cards may make it easy to cover a variety of expenses. Credit card use often helps increase one’s credit score if the balances are paid in full each month and on time. However, mismanaging credit or carrying balances over time can lower credit scores. It may be a risk to your financial future since lenders use credit scores to
What Rising Gas Prices Mean For Consumers and the Economy
Rising gas prices can impact consumers and the economy in many ways. For example, rising gas prices affect consumers at many places they purchase goods. If the places rely on gas, natural gas, or crude oil: The gas pump- it costs more to fill your gas tank The grocery store- groceries cost more to grow or produce and transport to
Life Insurance: Essential to Financial Planning
Now is a great time to review your life insurance policies and determine if you have enough coverage. Learn more about how life insurance is essential to financial planning. When someone we know passes, often, we are reminded how precious life is and how financial stability can rapidly change. In some instances, they did not have enough life insurance coverage.